Prime Responsibilities

•  To evaluate Credit policy of the Bank, assess implementation status & identify gap with regulatory guidelines
•  To examine modalities of credit sanction and post sanction processes / procedures laid down by the bank
•  To examine the monitoring mechanism and recommendations to stop a possible decline in asset quality
•  To review implementation status of the decisions adopted by Management
•  To examine the exceptions & how to prevent the regulatory breaches
•  To examine the self-declared regulatory compliance related to credit activities
•  To review disbursement process including compliance to covenants / conditions
•  To recommend corrective measures towards improvement in the quality of the credit portfolio
•  To evaluate loan provisioning and credit management

Qualification & Other Competencies
•  Minimum graduate from reputed university
•  Minimum fifteen (15) years of experience of which ten (10) years in managerial role of reputed organization(s)
•  Experience of working in Credit Risk Management for Credit Inspector is preferred
•  Proven track record of managing people
•  Attitude to learn in a team environment
•  Excellent communication coupled with ability to operate in a digital environment